Credit Cards - ClickLends

Credit Limit Eligibility Calculator

Monthly Income (₹) Existing Monthly EMI Payments (₹) Bank Multiplier (2x-5x Income)

Why Choose ClickLends for Credit Cards?

At ClickLends, we simplify the process of finding the right credit card with expert recommendations and transparent comparisons.

Compare Multiple Cards

Analyze and compare credit cards based on features, benefits, and fees effortlessly.

Expert Recommendations

Get personalized suggestions based on your income, spending habits, and credit score.

Hassle-Free Application

Apply for a credit card online with minimal documentation and quick approval.

Best Offers & Rewards

Unlock exclusive deals, cashback, and reward points on every transaction.

ClickLends Credit Card Help

How ClickLends Helps You Choose the Right Credit Card?

At ClickLends, we simplify your credit card selection with expert insights and real-time comparisons.

1️⃣ Identify Your Spending Needs

Choose a card that aligns with your lifestyle—whether for travel, shopping, or entertainment.

2️⃣ Compare Features & Benefits

View side-by-side comparisons of fees, perks, and cashback benefits.

3️⃣ Check Eligibility

Use our credit limit calculator to find the best match before applying.

4️⃣ Apply Instantly

Apply with ease using ClickLends’ hassle-free, digital process.

Compare ICICI Credit Cards

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ClickLends Testimonials

What Our Customers Say

"ClickLends helped me compare credit cards effortlessly. Got one with great travel perks and no annual fee!"

Deepa Muralidharan

Coimbatore

⭐⭐⭐⭐⭐

"I didn’t know which card to go for. ClickLends simplified it in minutes. The best card suited for my shopping habits!"

Ragavan R

Tirunelveli

⭐⭐⭐⭐⭐

"As a working professional, I needed cashback and fuel offers. Got everything through ClickLends’ smart recommendations."

Nithya Kannan

Chennai

⭐⭐⭐⭐⭐

"Easy comparison. Transparent info. I got a card with lounge access and rewards in just a few clicks!"

Gopal Swaminathan

Vellore

⭐⭐⭐⭐⭐

"ClickLends is amazing. From eligibility to choosing the card—everything was fast, easy and reliable!"

Sathya Narayanan

Coimbatore

⭐⭐⭐⭐⭐

Frequently Asked Questions

Most banks require a monthly income of ₹20,000 to ₹25,000 for entry-level credit cards. Premium cards require a higher income.

Yes. Multiple applications in a short span can reduce your credit score due to hard inquiries.

It’s a credit card issued against a fixed deposit and is ideal for those with low or no credit history.

Try to pay immediately. A late fee and interest will be charged. Consistent delays impact your credit score.

Most banks allow this option above a certain transaction amount. Interest and processing fee may apply.

A joining fee is charged during signup, while annual fee is charged every year. Some cards waive these based on usage.

Cashback offers instant savings, while reward points accumulate and can be redeemed for vouchers, products, or travel.

Use the card regularly, maintain a good payment record, and request a review from your bank after 6–12 months.

No. Only mid to premium range cards provide these benefits. Check card features before applying.

Yes, if international usage is enabled. Foreign transaction charges may apply.